Payment Policy
1. Transaction Currency
All purchases completed through jaskemir.com are processed in Euros (EUR). Product prices, shipping charges, applicable taxes, refunds, and other transaction amounts are calculated and processed in EUR.
If your card, bank account, or digital wallet is maintained in another currency, your financial institution may convert the transaction into your local currency. Any exchange rate, conversion charge, or foreign transaction fee is determined by that provider and is outside the control of JASKEMIR, LLC.
2. Accepted Payment Methods
We provide several commonly used payment options so customers can complete purchases through a secure checkout environment.
Accepted methods include Visa, Mastercard, American Express, Discover, Maestro, PayPal, Apple Pay, and Google Pay. The payment options displayed during checkout may differ depending on your device, browser, location, card issuer, and payment provider.
3. Third-Party Payment Processing
Payments made through jaskemir.com are handled by trusted third-party payment providers, including Stripe and PayPal. Depending on the payment method selected, the transaction may be processed directly by one of these providers or through services supported by their payment infrastructure.
JASKEMIR, LLC does not directly store complete credit card numbers, debit card numbers, bank account credentials, or digital wallet authentication information. Sensitive payment information is securely transmitted to the applicable payment provider for authorization and processing.
4. Payment Security and Data Protection
We use industry-standard safeguards intended to protect information transmitted during checkout. jaskemir.com uses HTTPS and TLS encryption to help secure information exchanged between the customer's browser and our website.
Our payment providers may use technologies and security practices including PCI DSS-compliant payment processing, tokenization, fraud monitoring, secure authorization systems, and 3D Secure authentication where supported.
Tokenization allows sensitive payment details to be replaced by a secure reference token so complete card information does not need to be stored by our website.
JASKEMIR, LLC never stores customers' complete payment card numbers, CVV security codes, bank account credentials, or digital wallet authentication information. Sensitive payment credentials are handled by the applicable third-party payment provider under its own security and privacy procedures.
5. Failed Payments, Authorization and Payment Disputes
A transaction may be declined because of insufficient funds, incorrect billing details, payment restrictions, an expired card, bank security controls, fraud-prevention checks, payment-provider interruptions, or another authorization issue.
If payment cannot be completed, customers should first verify the payment information entered at checkout and, when necessary, contact their bank, card issuer, or payment provider. An order is not considered successfully paid until payment authorization has been confirmed.
If you believe you have been charged incorrectly or notice a payment issue, please contact us at [email protected] before initiating a payment dispute or chargeback. We will review the available transaction and order information and work with the relevant payment provider where appropriate.
6. Refunds and Refund Processing
Approved refunds are returned to the original payment method used for the purchase. Refunds are not normally redirected to a different card, bank account, digital wallet, or alternative payment method.
After a refund has been approved, JASKEMIR, LLC will process it within 7 business days. Your bank, card issuer, Stripe, PayPal, or other payment provider may require additional time before the funds appear in your account.
If the original transaction involved currency conversion, the final amount credited to the customer's account may be affected by exchange-rate changes or conversion charges applied by the relevant financial institution.
For questions relating to payments, failed transactions, refunds, or billing matters, please contact us at [email protected].